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Chequing Accounts
Our
Regular Chequing Account is a low cost chequing option for paying bills and
managing your money. Low transaction fees with no charge for withdrawals or
deposits. You also get your statement and canceled cheques returned - no charge.
Our Premium Plus Chequing provides a "Personal" chequing
option best suited for the member that requires more services each
month. One low monthly fee of $8.50 includes many of the services
many members need including unlimited Chequing/Debit Card transactions,
unlimited ATM transactions at our machine, free personalized cheques,
discount on Safety Deposit Boxes, and many other services at no
charge.
An
All-In-One account combines chequing and savings in one account. The All-In-One
account earns interest on balances over $1,000 and when used with a Line of
Credit becomes the ultimate farm or business account.
Savings Accounts
Beautiful Plains Credit Union savings accounts are designed to meet
the needs of our members. A Regular Savings Account earns competitive
interest on the "Minimum Monthly Balance" and paid June
30th and December 31st. A Plan 24 Account ensures that every penny
in your account is working for you non-stop around the clock. Interest
is calculated on the "Closing Daily Balance" and paid
at the end of every month. All members receive a monthly statement
of their accounts at no charge.
Term Deposits
Beautiful Plains Credit Union offers a wide range of investment
options. Term Deposits are available for terms of 30 days to 5 years
and the interest rate is guaranteed. For up-to-date rate information,
please contact your branch.
Retirement Savings
Our Retirement Savings Plans, with no commissions, administration
or withdrawal charges, let you reduce income tax and save for retirement.
Choose from the variable-rate plan, which gives you immediate access
to your funds or obtain a higher rate by investing the funds for
1 to 5 Years. When the time comes to turn that RRSP plan into a
pension, see us about a Registered Retirement Income Fund. Our RRIF
options provide you with a retirement income designed around your
needs. Variable-rate plans or guaranteed investment options are
available at very competitive rates.
Golden Accounts
Members over 60 will appreciate:
- Free personalized cheques
- Bonus interest paid on Savings
- No charge for utility payments
- Discount on Safety Deposit Boxes
- No commissions on Money Orders, Travelers Cheques & Official
Cheques
- Unlimited Chequing/Debit Card transactions on chequing accounts
Deposit Guarantee
Member savings and deposits at Beautiful Plains Credit Union are
guaranteed by the Credit Union Deposit Guarantee Corporation. The
corporation is the deposit insurer for all of Manitoba's credit
unions. As established under The Credit Union and Caisses Populaires
Act, the corporation is required by law to guarantee all deposits
by credit union members, without limit. If you would like to know
more about the Credit Union Deposit Guarantee Corporation, feel
free to visit the CUDGC Web site.
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